Urban Financial Group is an independent, full service mortgage company with offices in Denver, Colorado; Chicago, Illinois; St. Louis, Missouri; Kansas City, Missouri; Wichita, Kansas and is headquartered in Tulsa, Oklahoma. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan - with the best rates, terms and costs - to meet our clients' unique needs. With hundreds of mortgage loan programs available from our lenders, we can virtually tailor a loan package to meet your needs.

We are the largest originator of “reverse mortgages” in the Midwest. We are licensed to work in the following states for reverse mortgages: Oklahoma, Kansas, Missouri, Colorado, Illinois, Indiana, Wisconsin & Michigan. A reverse mortgage is a unique loan that enables older homeowners (62+) to convert part of the equity in their homes into tax-free income without having to sell the home, give up title, or take on a new monthly mortgage payment.

The reverse mortgage is aptly named because the payment stream is “reversed.” Instead of making monthly payments to a lender, as with a regular mortgage, a lender makes payments to you.

The funds from a reverse mortgage can be used for anything: daily living expenses; home repairs or modifications; health care expenses, including prescription drugs or in-home care; pay-off of existing debts; lifestyle enhancement; prevention of foreclosure; and other needs.

There are no income or medical requirements to qualify. You may be eligible for a reverse mortgage even if you still owe money on a first or second mortgage.

Our goal at Urban Financial Group is to provide prompt, professional, and courteous personal service to our clients; we are committed to helping people just like you realize the dream of home ownership. Whether buying your first home or refinancing, you need to consider which program best suit your needs. Looking for the lower interest rate is a great motivator indeed, but not always the best way to go. We believe it is important to also consider your long-term financial needs, so the terms, conditions and desired benefit are critical to fully evaluate.

Call us toll free at 888.777.3311, or fill out our contact form and receive a free rate quote.