ABOUT US

Urban Financial Group offers a variety of loan options to fit your needs. Below is a list of mortgage options with descriptions of each. We are an independent, full service mortgage company with offices in Denver, Colorado; Chicago, Illinois; St. Louis, Missouri; Kansas City, Missouri, Wichita, Kansas with headquarters in Tulsa, Oklahoma. Please contact us today at 888.777.3311 for more information. We are the largest originator of “reverse mortgages” in the Midwest. We are licensed to work in the following states for reverse mortgages: Oklahoma, Kansas, Missouri, Colorado, Illinois, Indiana, Wisconsin & Michigan.

LOAN OPTIONS

We offer conventional, adjustable rate, jumbo, FHA mortgages and many more variations. We can even assist you in securing a loan for your commercial or investment property. Regardless of your credit status, our lending specialists would love to visit with you about your needs and goals.

WHAT IS A REVERSE MORTGAGE?

A Reverse Mortgage allows a senior homeowner (62+) to exchange a portion of the equity in their home for a Tax Free Income. The Reverse Mortgage has NO Monthly Payments required for as long as you live. The Reverse Mortgage provides Tax Free Cash that can be used for any purpose. With a Reverse Mortgage you retain the Title to your Home. That means with a Reverse Mortgage you can sell your Home at Anytime. A Reverse Mortgage allows you to receive the Cash in Monthly Payments, A Lump Sum, A Line of Credit, or a Combination of the above. A Reverse Mortgage does not affect Social Security and Medicare. With a Reverse Mortgage there are No Income, Credit or Health Qualifications.

THE PROCESS OF A REVERSE MORTGAGE

• Educate yourself about a Reverse Mortgage.
   

• Get a free information package about a Reverse Mortgage.
   

• Speak with a qualified lender about your option of a Reverse Mortgage.
   

• Consult a trusted family member or financial advisor about the benefits of a Reverse Mortgage.
   

• Schedule a counseling session with a third party, non-biased counseling group about a Reverse Mortgage.
   

• Upon reaching a decision to pursue a Reverse Mortgage complete an application with a qualified Reverse Mortgage Specialist.
   

• The Reverse Mortgage Specialist will begin the underwriting process by ordering an appraisal, title work, and other related documentation.
   

• The Reverse Mortgage is submitted for final approval and then is scheduled for closing at a location convention for you.
   

• At funding of the Reverse Mortgage you receive your Tax Free Cash.