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 Urban Financial Group offers a variety of loan options to fit
your needs. Below is a list of mortgage options with descriptions of each.
Please contact us today at 888.777.3311 for more information.
Conventional Financing
Conventional financing is generally a fixed rate, fixed term loan with
extremely competitive rates. Whether you are purchasing a home or refinancing
your existing loan, Urban Financial Group offers some of the lowest rates
available. With in house underwriting and closing departments, Urban delivers
both extremely low rates and quick turn-around-time to make your financing
experience hassle free.
Adjustable Rate Mortgages
A.R.M programs are a very versatile and popular product. Ideal for borrowers
who plan on changing homes in the near future or like to keep payments low,
A.R.M’s are available in an array of different options. Including interest
only loans that can help you get more house for the buck. Rates on A.R.M’s are
significantly lower than conventional fixed rate products.
Jumbo Programs
Jumbo loans are merely larger loans that exceed the amount of $322,700. This
limit has recently increased. If you had a jumbo loan in the past you may want
to ask about a conventional loan now to take advantage of lower rates. Urban
Financial Group has programs that can help save large-home owners a
significant amount of money. If you want to keep your payments on your jumbo
loan lower ask about interest only financing.
FHA Loans
Urban Financial Group is a HUD approved lender. FHA loans generally can help
home buyers get into a house with less money down by taking advantage of an
FHA insured loan. In many circumstances challenged borrowers can qualify for
an FHA loan when conventional financing doesn’t fit the bill. Refinances are
also available on some FHA programs.
Second Mortgages
Often a first mortgage will not quite fill the needs of a borrower. Urban
Financial Group offers very competitive second mortgages and home equity loans
to help either purchase a home or consolidate various other debts. Debt
consolidation loans are available up to 125% of the value of your home.
Commercial Loans
Urban Financial Group offers many solutions for business owners wishing to
establish their own business or for investment properties. Please contact us
for more information |
